Calculator
Credit score simulator
Explore how common money moves could push your credit score up or down.
Projected score680
Change+0
Illustrative estimate only — real score changes depend on your full credit profile and how each bureau weighs it.
Make sense of the numbers
How to use this calculator
Explore the direction of common credit actions using an educational example.
- Enter a starting score for the example.
- Select actions to compare illustrative scenarios.
- Use the credit education guides to understand why real outcomes can differ.