Calculator
Personal loan calculator
Estimate the monthly payment, total interest, and payoff on a fixed-rate personal loan.
Monthly payment$439.85
Total interest$6,391
Total paid$26,391
Estimate only. Actual terms depend on the lender and your credit.
Principal $20,000 Interest $6,391
Make sense of the numbers
How to use this calculator
Compare a shorter term with a longer one, then look at both the monthly payment and total interest.
- Enter the amount you plan to borrow.
- Use the annual interest rate and term from the quote you are comparing.
- Change one input at a time to see its effect on the estimate.