Calculator
Credit card payoff calculator
Find out how long it takes — and how much interest you'll pay — to clear a card balance.
Time to payoff2y 9m
Total interest$2,101
Total paid$8,101
Paying a little more each month can cut months — and hundreds in interest.
Make sense of the numbers
How to use this calculator
See how a fixed monthly payment affects the time and interest needed to clear a balance.
- Enter the balance and annual percentage rate you want to model.
- Choose a monthly payment that stays the same throughout the estimate.
- Try a larger payment and compare the payoff time and total interest.