Calculator
Debt-to-income calculator
Calculate your DTI ratio — a number lenders use to size up your borrowing.
Debt-to-income ratio30.0%
RatingGood
Lenders generally prefer a DTI at or below 36%. Lower is stronger.
Debt $1,800 Remaining $4,200
Make sense of the numbers
How to use this calculator
Compare recurring monthly debt payments with gross monthly income, before taxes and deductions.
- Enter your gross monthly income.
- Add the monthly debt payments you want to include in the scenario.
- Read the percentage alongside your other expenses and savings needs.