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Buy and borrow with a clear head — affordability, mortgage points, and refinance timing in plain English.

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BuyingHow Much House Can You Actually Afford?Lenders will approve more than you should spend. A grounded way to set your own ceiling — before the market sets it for you.Capital Game EditorialJune 15, 2026 7 min
MortgageMortgage Points, Explained: Paying Upfront for a Cheaper ForeverDiscount points trade cash at closing for a lower rate for the life of the loan. The break-even math decides — and it hinges on how long you'll stay.Capital Game EditorialMarch 28, 2026 6 min